omsaicredit

In the financial ecosystem, debt recovery is a sensitive yet essential process that directly impacts both lenders and borrowers. To ensure fairness, transparency, and professionalism, banks and the Reserve Bank of India (RBI) have established strict codes of conduct and regulatory norms that every recovery agency must follow. These guidelines […]

Many Banks & NBFCs today face common problems in the recovery process. Delayed payments, unresponsive customers, and increasing outstanding dues affect overall financial performance. Managing large portfolios without a proper system often leads to low collection efficiency and higher losses. The biggest challenge is maintaining balance between recovery and customer relationships. […]

Professional recovery is very important for banks & NBFCs to improve their financial performance. A strong recovery process helps reduce bad debts, improve cash flow, and increase overall collection efficiency. When recovery is handled in a structured way, it gives better and faster results. One of the key benefits of […]

In today’s financial system, Banks & NBFCs face a major challenge in managing delayed payments. Without proper follow-ups, the recovery process becomes slow and inefficient. This directly impacts collection efficiency, increases pending dues, and affects overall financial performance. Timely follow-ups play a very important role in loan recovery. Regular reminders […]

Effective debt collection is very important for Banks and NBFCs to maintain healthy cash flow and reduce pending dues. A strong debt collection strategy helps improve recovery rates while keeping customer relationships positive and professional. The first step is timely follow-ups. Regular communication through calls, messages, and reminders helps customers […]